Office Liability

ODA Member Benefit

ODA members receive up to 25% off the cost of their premium!

Office Liability Coverage

ODA Services Corp. offers quality office liability coverage through The Hartford. We provide customized plans to secure your business against a wide range of liability and property risks, including building, personal property and business liability.


What Is Business Owner’s Policy Insurance?

A Business Owner’s Policy (BOP) combines business property and business liability insurance into one business insurance policy. BOP insurance helps cover your business from claims resulting from things like fire, theft or other covered disasters. Business owners’ insurance also helps cover claims that could arise from your business operations. These include claims of bodily injury or property damage. They also include claims related to personal and advertising injury.

A BOP can help protect your business in much the same way that a homeowners policy protects your home and personal possessions. The Hartford’s BOP combines these essential coverages to provide a cost-effective solution to help safeguard your office:

  • Business Property insurance to help protect the property you own, lease or rent.
  • Business Liability coverage to help protect your business in the event it is responsible for causing harm to a person and/or damage to property.
  • Business Income coverage to help protect lost income if your business is forced to close due to direct physical loss or damage to its premises resulting from a covered cause of loss.

About the Company

The Hartford is a leader in property and casualty insurance, group benefits and mutual funds. They are proud to be widely recognized for their customer service excellence, sustainability practices, trust and integrity. For more than 211 years, The Hartford has provided people and businesses with the support and protection they need to pursue their unique ambitions, seize opportunity and prevail through unexpected challenges.

The Hartford works to earn your trust and confidence with every interaction.

  • Customers give The Hartford 4.8/5 stars for their claim experience.
  • More than 1 million small business owners trust The Hartford to insure their business.
  • The Hartford has been recognized by the Ethisphere Institute as one of the World’s Most Ethical Companies, 12 times.

To learn more about office liability insurance, request a quote! Or, contact the ODA at (800) 282-1526 or email us.